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Previous Liability Claims
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Important Information
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For all quotations, we will assume that the above mentioned:
- Has a business based solely in the UK.
- Does not deal with rally, track or race cars
- Do not deal with HGVs, Buses or Coaches.
- Is not involved in self drive hire, auctions, vehicle assembly, car jockey, parts
delivery, import or exports.
- Has not suffered more than one loss or a claim for more than £10000 in the last
5 years.
- Has never been declared bankrupt or insolvent as a private individual or in connection
with any business.
- Has never been convicted or charged with but not yet tried for a criminal offence.
- Has works, machinery and plant fenced, in good working order and regularly inspected.
- Has undertaken risk assessments.
- Has a written Health & Safety policy if more than 5 employees and a formal safety
training plan.
- Has waste disposed of only at Council approved sites.
- Has no processes which might cause pollution or contamination.
- Does not undertake any hazardous activities i.e. radioactive substances or devices,
toxic or hazardous waste / chemicals, explosive substances, asbestos, silica or
material containing these substances, any materials giving rise to dust or fumes,
processes involving a noise level in excess of 85db. Please attach a separate sheet
detailing full exposure and full precautions taken.
- Has not entered into any wider contractual liabilities than they would under common
law.
- Has not had a previous policy cancelled refused declined or terms &/or conditions
imposed.
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